by admin | Apr 28, 2011 | Bankruptcy, Debt Collection, Financial Planning, Foreclosure, Real Estate
1. YOU CAN’T FILE BANKRUPTCY UNDER THE NEW LAW No, THE 2005 REFORM ACT just made it more difficult and added SPEED BUMPS to overcome. This is why you need to consult a consumer bankruptcy attorney before you do anything if you are in financial distress. 2. YOU MUST BE...
by admin | Mar 25, 2011 | Bankruptcy, Contracts, Debt Collection, Foreclosure, Real Estate
Purchasing a home can be one of the most significant investments a person or family makes. After the sale is complete, there is often no one available to consult with when you experience financial troubles and face foreclosure. This article is designed to provide a basic introduction and description of the foreclosure process, the laws governing foreclosure, and possible options for those facing foreclosure.
by admin | Mar 24, 2011 | Adoption, Family Law
The Texas Department of Family and Protective Services (DFPS) Closed Adoption Records unit maintains adoption records for individuals who have been adopted through the Child Protective Services program.
by admin | Feb 25, 2011 | Family Law
When someone owes child support of $2500 or more, they are put on a list that denies them the ability to obtain a passport.
by admin | Feb 14, 2011 | Foreclosure, Real Estate
A deed of trust is an arrangement among three parties: the borrower, the lender, and an impartial trustee. In exchange for a loan of money from the lender, the borrower places legal title to real property in the hands of the trustee who holds it for the benefit of the...
by admin | Feb 14, 2011 | Family Law, Probate, Real Estate
An owelty of partition is an instrument used to allow one co-owner of property to buy the interest of the other co-owners while using 100% of the interests as collateral for a loan to acquire the property. Common examples are in the situation of divorces, probates...
by admin | Feb 10, 2011 | Bankruptcy, Debt Collection
If you settle a debt for a certain amount of money, the amount you don’t have to pay is “forgiven.” Using a really simple example, if you have a $10,000 debt, and you settle it for $5,000, the creditor has forgiven the remaining $5,000. Creditors are known to file IRS...
by admin | Jan 23, 2011 | Financial Planning, Miscellaneous
“More than one million families have attended Financial Peace University with amazing results. On average, these families paid off $5,300 in debt and saved $2,700 in just the first 90 days! Stop worrying about money, and start your journey to Financial Peace...
by admin | Dec 13, 2010 | Estate Planning, Probate
The term heir is used within a last will and testament and trusts to designate family members entitled to inheritance property. When decedents do not execute a Will or transfer property to a trust their estate is deemed ‘intestate’ and must be settled...
by admin | Nov 8, 2010 | Financial Planning, Miscellaneous
National gambling addiction hotlines: National Council on Problem Gambling: 1-800-522-4700 Gamblers Anonymous: 1-888-424-3577 Online support: Gamblers Anonymous: www.gamblersanonymous.org Gam-Anon: www.gam-anon.org National Council on Problem Gambling:...