by Gregory Ross | Aug 29, 2023 | Uncategorized
Did you know that Texas classifies stun guns as non-lethal weapons? As such, it is not regulated in Texas, which means that stun gun devices are legal to buy, sell and own in Texas. Anyone can acquire one without a background check, and no license is required to own...
by Gregory Ross | Jun 27, 2023 | Budgeting
Introduction:Creating a budget is an effective way to manage your family’s finances and ensure that you allocate your income wisely. One important aspect of budgeting is determining the appropriate percentages of your total expenses for different categories. In...
by Gregory Ross | May 3, 2023 | Uncategorized
Introduction:In recent years, point-of-sale (POS) financing has gained popularity as a convenient way for consumers to make purchases without upfront payment. With just a few clicks, customers can finance their purchases and spread out the cost over time. While it may...
by Gregory Ross | Apr 24, 2023 | Uncategorized
Budgeting is an essential skill for anyone looking to improve their financial situation. However, for those struggling with financial problems, budgeting can seem like an insurmountable task. It can be challenging to know where to start or how to create a budget that...
by Gregory Ross | Mar 21, 2023 | Uncategorized
A monthly budget is important because it can help manage a family’s finances effectively and ensure that they don’t overspend or accumulate debt. A monthly budget allows families to track their income and expenses, prioritize their spending, and make...
by Gregory Ross | Feb 23, 2023 | Estate Planning
Pros:-A joint checking/savings account with right of survivorship allows the parent and adult child to share the ownership and responsibility of the account, and allows for efficient asset transfer to the surviving owner upon death.ย -The surviving owner is also...
by Gregory Ross | Feb 2, 2023 | Advance Directives, Estate Planning
Advance care or advance directive planning is a great way to ensure that you or your loved ones are taken care of the way you want to be in the event of an emergency. Advance directives are legal documents that allow you to specify what medical care or life-sustaining...
by Gregory Ross | Jan 20, 2023 | Debt Management, Financial Coaching
Financial coaching is an increasingly popular way for individuals to gain insight and guidance on how to better manage their finances. As a bankruptcy lawyer and financial coach I can help you with financial problems by educating you on budgeting, debt management, and...
by Gregory Ross | Jan 6, 2023 | Bankruptcy, Chapter 13, Wichita Falls
If you are considering filing for Chapter 13 bankruptcy, you should know that it can be an effective way to manage your debt. Chapter 13 bankruptcy is a form of reorganization where a debtor can create a repayment plan to pay creditors over the course of three to five...
by Gregory Ross | Jan 5, 2023 | Uncategorized
What is Guardianship Law?Guardianship law is an important area of law that ensures adults who are no longer able to care for themselves or indicate their wishes receive proper care and oversight. This can be for someone who has a disability or is aging. In cases like...
